We want to provide information to help you apply for the benefits you deserve.
We aren’t the government, and our company is private. We provide this information in a free guide.
If you’re trying to get assistance, we want to give you information so that you can:
- Understand the requirements for you to get benefits.
- Learn about the application process.
- Seek to get the most out of your benefits.
Table of Contents:
- Want to learn about us?
- Where do we get our information?
- Are we the government?
- Is my information protected?
- Who can get Medicare benefits?
- What coverage does Medicare provide?
- Will Medicare cover all of my medical expenses free of charge?
- How can I apply for Medicare benefits?
- I lost my Medicare card. How can I get a replacement?
- Can certain factors impact how much I pay for Medicare benefits?
- What is the difference between Medicare and Medicaid?
- What is the difference between Medicare and TRICARE?
1. Want to learn about us?
We are not affiliated with the government in any way. We are a private company that engaged writers to research the Medicare program and compiled a guide and the following answers to frequently asked questions. Our goal is to help you get the benefits that you need by providing useful information on the process. We are not providing legal or financial advice. If you need such advice please contact an attorney or a financial advisor.
2. Where do we get our information?
Our team of writers conducts online research about topics that are important to you. We find information that’s already online, but we put it together to make things easier for you. We do the online research. We call local offices and ask questions.
Then we take the information and give it to you in a way that’s clear and easy to understand.
3. Are we the government?
No, we are not the government. Our company is private. We find information that’s already online, but we put it together to make things easier for you. We want to give you the best help that we can.
4. Is my information protected?
We believe in the importance of keeping your data safe. If you decide to give us your data while using our website, we use many different protections to help keep it safe. To learn more about how we protect your information, check out our Privacy Policy and Terms & Conditions.
5. Who can get Medicare benefits?
There are two main groups of people that can get coverage. The first group includes seniors who are 65 years of age or older. The second group includes younger applicants who have certain disabilities and people with end-stage renal disease.
6. What coverage does Medicare give?
Medicare can be broken down into four main sections: Part A, Part B, Part C and Part D. Each section has its own type of coverage. Medicare A covers hospital expenses. Medicare B covers medical insurance. Medicare C is for private Advantage Plans, which must cover all services covered by Medicare Part A and Part B. Finally, Medicare D is for prescriptions.
7. Will Medicare cover all of my medical expenses for free?
The Medicare program does offer complete medical coverage for free. Part B coverage has a premium, and Part C and Part D also have a cost. You can still be able to receive premium-free Medicare Part A (hospital insurance) if you meet the requirements for paying into the program.
8. How can I apply for Medicare benefits?
Depending on whether or not you get Social Security benefits, the Medicare application process can change. If you already get SS benefits, you will be enrolled in Medicare automatically. If you are not getting SS benefits, you can sign up for health benefits online through the official portal.
9. I lost my Medicare card. How can I get a replacement?
If you lose your card, you will need to ask for a replacement card. You can do so by going to the Social Security Administration website, or call the SSA to turn in your request. You should get your card within 30 days.
10. Can certain factors impact how much I pay for Medicare benefits?
Yes. The people who earn a higher income will have to pay more for both medical insurance and prescriptions through Medicare. As of the time of writing, the income thresholds that require higher payments are $87,000 for people applying on their own and $174,000 for married couples, respectively.
11. What is the difference between Medicare and Medicaid?
Medicare gives coverage to people who have met certain requirements and have paid into the Medicare program or who have certain disabilities, regardless of their income level. Medicaid, on the other hand, is a low-income health insurance program that gives benefits to applicants based mainly on their income level.
12. What is the difference between Medicare and TRICARE?
Medicare gives coverage to people who have met certain requirements and have paid into the Medicare program, or who have certain disabilities. TRICARE gives insurance coverage to active-duty members of the military as well as their families or survivors. These programs are not exclusive, they can work together to give coverage to military members and their families.